So just how do we protect your privacy? In a nutshell, we promise to treat your personal information responsibly and provide you with choices. It’s as simple as that. Here’s how.
Collecting, using, and sharing visitor information
Clear GIFs (Graphic Interchange Format)
A clear GIF is a small file that tracks visitors so we can learn how they use Web ads and Web sites. These GIFs don’t have any personal information. Some of our business partners use GIFs on Web sites and may use GIFs provided by DoubleClick. For more information about DoubleClick or to opt out of their GIF, go to http://www.doubleclick.com/us/about_doubleclick/privacy.
We collect and use visitor information – which doesn’t have personal information – so we can:
Visitors can choose to use tools to tell us what they think about our website. We collect and use the comments that visitors provide to improve our Web site and your experience.
Nationwide has business partners who help develop or service our websites. They may track and keep visitor information.
Collecting and using your personal information
We require you to share your personal information with us for some of our online activities. For example, we collect your personal information so you can access and service your policies online, apply for products or services, and ask us questions.
Personal information is any information that identifies you and describes your relationship with Nationwide.
Some examples of the personal information Nationwide collects are:
If you apply for a product or service, we may collect personal information from your consumer reports, such as your credit report. We may also need to collect your medical information. But, we won’t use or share your medical information for marketing, unless you give us your permission.
You may choose to use your personal e-mail to correspond with Nationwide. Please be careful about the information you send to us in e-mail. As with any public web tool, you e-mail may not be secure.
We collect your personal information when you:
Sharing your personal information for business purposes
We don’t sell your personal information.
When you buy a product, we may share your personal information with other Nationwide companies or one of our business partners to service your product. We also share your personal information with your agent, investment adviser, investment company, broker-dealer, or transfer agent affiliates. They use your personal information to manage your policy or account.
We share your personal information for everyday business purposes. Some examples include mailing your statements or processing transactions that you request. You cannot opt out of these.
Sharing your information for marketing purposes
We may share your personal information with other Nationwide companies or our business partners. These include the registered representative who sold you your policy or contract. They are under contract with us and may use this information to offer you a product from a nonaffiliated company. We share your personal information with these companies so we can tell you about other products that might interest you.
Our registered representatives may decide to leave Nationwide and join another broker-dealer. When this happens, they may take your personal information to their new broker-dealer. If this occurs, your previous Nationwide registered representative may use your personal information to service your existing products and sell you new products offered by the new broker-dealer. In this event, if you don’t want your registered representative to take your information to the new broker-dealer, follow the opt out procedures as stated within this document
We have joint-marketing agreements with our business partners. This means that we have partnered with them to offer you a new product that might interest you. They may use your personal information to market their products. If you would like to learn more about opting out, please read the next section.
We respect your right to choose how we use your personal information. We may share your personal information with Nationwide Companies or our business partners to market new products to you. These include the agent who sold you your policy or contract. You may not want to opt out if you would like to learn about these products and services from one of our companies. Your privacy choice also applies to any joint owners listed on your policy. Feel free to make your privacy choice at any time. We’ll follow your choice, unless you tell us that you’ve changed your mind.
To tell us your privacy choice, please mail your request to:
Nationwide Securities, LLC
P.O. Box 183137
Columbus, OH 43218-3137
If you have already opted out, you don’t need to do opt out again.
Confidentiality and security
We use physical and technical safeguards to protect your personal information. We limit access to your personal information to those who need it to do their jobs. The law requires our business partners to use your personal information only for our purposes. They may not share it or use it in any other way. We comply with all data security laws.
You can always ask us for a copy of your personal information. Please send a letter to the address noted above and have your signature notarized. This is for your protection so we may confirm your identity. . We can only give access to information that we control. We don’t charge a fee for giving you a copy of your information now, but we may charge a small fee in the future.
You can call your agent or producer to change your personal information. But, we can’t update information that other companies, like credit agencies, provide to us. So, you’ll need to contact these other companies to change and correct your information. For example, if you want to update the information in your credit report, you’ll have to contact the credit-reporting agency.
A parting word …
These are our privacy practices. They apply to all current and former clients of Nationwide Securities, LLC
Effective Date: August 1, 2008